Surplus funds recovery

The county may be holding money that's legally yours.

When a home is lost to foreclosure or a tax sale and it sells for more than was owed, that leftover money (the surplus) often belongs to the former owner or their heirs. We help you find it, prove it's yours, and claim it.

  • Free records check
  • We handle the paperwork
  • Transparent, written terms
Recently recovered

Illustrative examples for demonstration, not specific case outcomes. Every situation is different.

How it works

A clear path from "maybe" to paid.

No jargon, no runaround. Here's exactly what we do and where you fit in, so you stay in control the whole way.

1

We find the funds

We search county and court records to confirm whether unclaimed surplus from your foreclosure or tax sale is being held, and roughly how much.

2

We confirm it's yours

We verify your right to claim as the former owner or heir, and gather the documents the holding agency requires to release the money.

3

We file everything

We prepare and submit the claim, handle the paperwork, and follow up with the county or court on your behalf so you don't have to chase it.

4

You get paid

When the claim is approved and funds are released, the money comes to you. Our fee depends on your claim and is always agreed in writing up front. Never a surprise.

What we recover

If a sale brought in more than was owed, the difference is yours to claim.

These are the situations where surplus most often sits unclaimed. If any of them sound familiar, it's worth a closer look.

Foreclosure overage

When a foreclosed home sells for more than the mortgage debt, the leftover surplus belongs to the former owner, not the lender.

Tax-sale surplus

Properties sold at tax auction often fetch far more than the back taxes owed. That excess is claimable by the prior owner or heir.

Excess proceeds

Counties and courts hold "excess proceeds" from many forced sales, waiting for the rightful party to come forward and file.

Heir & estate claims

If the property owner has passed away, surviving heirs may be entitled to claim the surplus on the estate's behalf.

About us

We put unclaimed money back where it belongs.

Every year, a great deal of surplus from foreclosure and tax-sale auctions goes unclaimed, and much of it is eventually absorbed by the government. Property Surplus Solutions exists to change that, one claim at a time.

We're run by Bobby, not a call center. That means clear answers, honest timelines, and a real person who picks up the phone. We only get paid when you do, so the goal is simple: recover every dollar you're rightfully owed.

Start a free records check
$0due up front, ever. You only pay from funds we recover.
1-to-1you work directly with Bobby, start to finish.
In writingevery term agreed before you commit to anything.

Testimonials

People who'd written the money off.

Illustrative examples of the kinds of experiences people describe, not statements from specific clients.

I had no idea the county was holding anything until Property Surplus Solutions reached out. They walked me through every form and kept me updated the whole way.
Denise R.Columbus, OH
After we lost the house I figured that was the end of it. Turns out there was money left over from the sale. Bobby's team handled the paperwork and I never had to chase anyone down.
Marcus T.Tucson, AZ
Honestly, I thought it was a scam at first. They were patient, explained how the claim worked, and never asked for a dime up front, and everything was put in writing.
Carol & Jim P.Fort Wayne, IN

Questions

Straight answers.

The questions people ask us most — answered plainly, with no pressure.

When a property sells at a foreclosure or tax-sale auction for more than what was owed, the leftover money, often called the surplus or "overage," typically belongs to the former owner or their heirs, not the government. It's usually held by the county, court, or trustee until someone files to claim it.
If you lost a property to foreclosure or a tax sale and it sold for more than the debt against it, there may be surplus waiting. Send us the details and we'll check the public records at no cost, then tell you honestly what we find.
It depends on the county and the specifics of your claim. Some resolve in a few weeks; others take several months depending on court schedules and the documentation required. Once we review your case, we'll give you a realistic timeline rather than a guess.
We don't ask for money up front. The fee depends on the specifics of your claim and is always agreed in writing before any work begins, so the terms are clear from the start. There's no cost to you if nothing is recovered.
Surplus funds are a real, established part of foreclosure and tax law. Healthy skepticism is smart, so be wary of anyone demanding large upfront fees or pressuring you to sign on the spot. We put everything in writing, you're free to verify the funds with the county yourself, and you can ask as many questions as you like before committing to anything.
Often not. Many surplus claims are handled directly with the holding agency. If your situation involves competing heirs, liens, or a contested estate, we'll tell you honestly and can work alongside an attorney when one is genuinely needed. Nothing here is legal advice.
Don't ignore it, and don't sign anything under pressure. A letter like that often means funds exist. You're welcome to forward it to us and we'll help you understand what it means and what your options are, with no obligation either way.

Get started

Start your recovery.

Reviewing a claim costs you nothing. Reach out and we'll verify whether funds are being held in your name, with no cost and no obligation.

No upfront fees. We are not a law firm and this is not legal advice. See our Privacy Policy and Terms & Conditions.

Thanks, we've got it.

We'll review the public records for the property you mentioned and get back to you. Keep an eye on your email and phone.